Credit Repair Services
Nearly 80% of all credit reports contain errors that can drastically lower your credit score and keep you from living the life you deserve. We use the power of the law to remove common credit report errors such as late payments, judgements, foreclosures, bankruptcies and more. Most people can raise their credit scores by 50?100 points or more by following our program.
Is Credit Repair Legal?
Credit Repair is 100% legal and it works because of the law. The Fair Credit Reporting Act gives you the right to dispute any item on your credit reports. If an item cannot be verified, it must be removed. This will immediately boost your credit score. Even accurate negative items can often be removed or negotiated away.
How Does Credit Repair Work?
79% of all credit reports contain errors. This means that most credit reports can be improved instantly. The next step is to work with creditors to negotiate removal of accurate negative items. Credit repair is especially effective after a collections, delinquency, bankruptcy, divorce, identity theft, or foreclosure. We will guide you every step of the way to order credit reports, remove errors, and negotiate removal of negative items. We create powerful letters that place the burden of proof on credit bureaus and creditors. You will monitor your progress every step of the way. Our financial experts will also help you to keep your finances organized so you will never wind up with bad credit again.